No. 22.6% of ADA website lawsuits in 2025 targeted sites that already had overlay widgets installed. Overlays don't fix the underlying code issues. They add a layer on top that screen readers often can't interpret correctly, and they create a false sense of compliance. We build accessibility into the code itself.
For Credit Unions
Your Credit Union's Website.
Redesigned. Managed.
Always Compliant.
$0 upfront. Website, hosting, compliance, and ongoing management, all in one predictable monthly plan. You own everything we build.
WCAG 2.2 AA Compliant
WordPress Open Source
No Vendor Lock-in
Your Website is Your Front Door.
When Did You Last Check the Locks?
Most credit unions sit on the same website for 7 to 10 years. By year 3, it's dated. By year 5, it's a compliance risk. By year 7, members are banking somewhere else.
%
Average bounce rate on credit union websites
McKinsey
%
of online loan applications are abandoned before completion
Industry average
+
ADA website lawsuits filed in 2025 - up 37% year-over-year
UsableNet
Digital Presence Management for Financial Institutions
One partner. One monthly plan. Website, compliance, and ongoing management handled for you.
Website Redesign
Custom-designed, mobile-first WordPress site built to convert visitors into members and loan applicants.
- Custom design, not a template
- Mobile-optimized for 72% of users who bank on their phones
- Streamlined loan and membership applications
- Online banking login integration
Compliance & Accessibility
WCAG 2.1 AA built in from day one. Continuous monitoring, not a one-time audit. Ready for DOJ Title II (April 2026).
- WCAG 2.1 AA compliance, not just an overlay widget
- Ongoing accessibility monitoring and remediation
- Security headers and SSL management
- Vendor management documentation
Ongoing Management
Your website isn't a project that ends at launch. We handle hosting, updates, content changes, and performance monitoring month after month.
- Managed WordPress hosting and maintenance
- Content updates and seasonal campaigns
- Performance and uptime monitoring
- Redesign refresh every 3-5 years, included
The Traditional Agency Model
- $10,000 to $25,000 upfront capital project
- 6 to 12 month build timeline
- Vendor disappears after launch
- Compliance is your problem
- Site ages. Board asks why it looks outdated.
Nivara's Subscription Model
- $0 setup. Predictable monthly operating expense.
- 2 to 4 week launch, then continuous improvement †
- Ongoing partner, not a one-time vendor
- Compliance is built in and monitored
- Redesign refresh included every 3-5 years
No capital project. No build-and-disappear vendor. One predictable monthly partner.
† Depends on plan selection. Indicates Nivara Essential plan.
We've Done This Before.
At Scale.
Our team brings over 40 years of combined web design and development experience, with more than 15 years focused specifically on financial institutions.
We've supported thousands of credit union and community bank websites, built WordPress design systems for FI clients, and configured online banking platform integrations. That depth of experience is the foundation of everything we do at Nivara Digital.
We understand FI compliance requirements, examiner expectations, and the specific UX challenges your members face. This isn't a general web agency guessing at your industry.
40+ years combined experience, 15+ years with financial institutions
What We Typically Find
Most FI websites we audit share the same issues: unsupported platforms running outdated code, missing security headers, accessibility violations on every page, and no mobile optimization for loan applications. If that sounds familiar, you're not alone.
Unsupported Platforms
Outdated Code
ADA Gaps
Mobile UX
Common Misconception
Here's the thing: most FIs we talk to say their "examiners didn't find anything." That's usually because examiners evaluate your online banking platform's compliance, not your public website. Those are two completely different surfaces with different compliance requirements.
Predictable Pricing. No Surprises.
Everything included. Website, hosting, compliance, ongoing management. One monthly plan.
Starting at $299
/month
$0 setup. Redesign included.
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Custom website design and development
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Managed hosting, SSL, and security monitoring
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WCAG 2.1 AA compliance, built in
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Ongoing content updates and support
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Monthly performance and accessibility reporting
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Redesign refresh every 3-5 years
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You own everything. No lock-in.
Want the full breakdown by tier?
Plans scale based on site complexity and service level. Let's talk about what makes sense for your institution.
Ready to Modernize Your Digital Presence?
Book a free 15-minute website review. We'll pull up your site, walk through what we find, and give you an honest assessment. No pitch deck. No pressure.
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15 minutes. No obligation.
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We'll review your current site live.
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You'll get specific findings, not a sales pitch.
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You own everything we build. Always.
Book Your Free Website Review
Frequently Asked Questions
Plans start at $299/month with $0 setup. This includes your custom website design, development, hosting, compliance monitoring, content updates, and ongoing management. No capital expenditure required. It's an operating expense, not a board-approved project.
Yes. Over 60 credit unions have been sued for ADA website violations since 2017. The DOJ Title II rule taking effect in April 2026 raises the bar further. And 40% of those lawsuits are now filed without an attorney, using AI-assisted tools. Your public-facing website has separate compliance requirements from your online banking platform.
You can create a new account at the end of the order process or on the following page. You can view all of your orders and subscriptions in your customer account. You can also change your addresses and your password.
You do. We build on open-source WordPress. There is no vendor lock-in, no proprietary platform, and no hostage situation if you ever decide to leave. Your design, your content, your domain. It all goes with you.
Your online banking platform (Jack Henry, Fiserv, etc.) handles its own compliance for the banking application. Your public-facing marketing website is a completely separate property with its own accessibility, security, and vendor management requirements. Examiners typically evaluate the banking platform, not your .com. That's why issues on your public site go unnoticed until a lawsuit shows up.